The Abha Yojana is a government initiative aimed at supporting low-income individuals. It offers benefits such as financial aid, skill development, healthcare support, and employment opportunities. Applying online requires creating an account, presenting verified personal and financial details, as well as supporting documents. The program is designed to create more inclusivity within socio-economic classes and the application process is free. Possible challenges include bridging the digital divide and ensuring data security and privacy. While primarily for Indian citizens, exceptions may apply based on residential status.